Federal Deposit
Insurance Corporation

From: Kristina Foye [mailto:kfoye@operationhopect.org]
Sent: Wednesday, October 20, 2004 2:27 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

October 20, 2004

To Whom It May Concern,

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Sincerely,
Kristina Foye
Grants & Contracts Manager

Operation Hope, Inc.
50 Nichols St.
Fairfield, CT 06824
Phone: (203) 254-2935 x206
Fax: (203) 259-9838