Federal Deposit
Insurance Corporation

From: olga jobe [mailto:ojobe@firststerling.com]
Sent: Wednesday, October 20, 2004 2:15 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250 million to be examined as small banks under the Community Reinvestment Act. This policy would reduce lending, investments and services in low-income communities.

Regards,
Olga Jobe