Federal Deposit
Insurance Corporation

From: MICHAEL RADCLIFFE [mailto:MICHAELR@cfsvcs.com]
Sent: Wednesday, June 15, 2005 2:24 PM
To: Comments
Subject: Interagency Proposal on the Classification of Commercial Credit Exposures

I am writing to oppose the proposed change to the classification of commercial credits.

Thank you

Michael Radcliffe
Asst Vice-President, Loan Review
Bank of Benton