I feel credit reports with score should be available at least
quarterly at no charge. The credit bureaus are making money by selling
our credit information. We should not have to pay each time we want to
verify that the information they are providing is correct since it is
already known that the error rate on consumer credit reports is
extremely high. I feel that if consumers had the ability to get their
reports free quarterly they may be more interested and become more
educated when it comes to credit. While receiving a report once a year
is a start, I believe that the score must be included because alot of
companies now just go from the FICO score when they approve or deny
credit.
