From:
Daron G. VanBeek
Sent: Thursday, April 01, 2004 9:34 AM
To: regs.comments@federalreserve.gov; Comments; regs.comments@occ.treas.gov;
regs.comments@ots.treas.gov
Subject: EGRPRA
Why should we
as loan officers be bogged down with unnecessary paperwork. What
you have done is confused the customer
even more with all your
different forms. Consequently, we are burdened with unnecessary paperwork.
I can understand some monitoring but it has gone overboard. The HMDA
laws are confusing and burdensome. The HUD and HUD 1A’s make
no sense. The Good Faith Estimates are a double-dip. Have some common
sense bankers that work with these forms everyday write these regulations.
Please, reduce the unnecessary, burdensome paperwork which does more
confusion than good. Thank you.
Daron Van Beek
Sales & Service Manager
The First National Bank in Sioux Falls