From: James Upchurch
Sent: Tuesday, August 31, 2004 10:21 AM
To: Comments
Subject: RIN number 3064-AC50
Your proposal to exclude more banks in rural areas from Community
Reinvestment is going the wrong way. You should require that all
banks fall under CRA.
I realize that poor folks in rural areas don't have deep pockets
of banks, but I urge you to do the right thing anyway.