From:
William T. Brennan
Sent: Monday, February 23, 2004 3:06 PM
To: regs.comments@federalreserve.gov; Comments; regs.comments@occ.treas.gov;
regs.comments@ots.treas.gov
Subject: EGRPRA
As President and CEO of a small ($135M) community bank in Melbourne,
FL (THE
BANK BREVARD), I wish to express my opinion on the recent amendment
to Reg.
B requiring "Evidence of Intent" of joint applicants by
requiring them to
initial their intent prior to signing the loan application. This
appears
redundant and without merit. A person's signature should suffice
for
evidence that they are applying for joint credit.
Thank you for allowing me the opportunity to express my concern
over this
amended regulation that goes into effect April 15, 2004
