From:
Anna Mae Gugliotto [mailto:annamae@msbir.com]
Sent: Thursday, June 10, 2004 9:46 AM
To: regs.comments@federalreserve.gov; Comments; regs.comments@occ.treas.gov;
regs.comments@ots.treas.gov
Subject: EGRPRA
On July 21, 2004 I will be celebrating 50 years of banking in a
small,
community bank. Over the years, I have witnessed the increased changes
in
banking regulations. Much of it is good. For the small bank, however,
much of it is too labor intensive and too expensive. We are so stressed
by
the demands to comply that we have to be very careful not to treat
our
customers as an "interruption" to business.
