| Submitted By |
| 01. Congress of the United States, Rep. Bill Foster, Rep. Steve Stivers - PDF |
| 02. Arnold & Porter, David F. Freeman, Jr. - PDF |
| 03. Farmers Trust & Savings Bank, David Woodcock - PDF |
| 04. Peoples Bank, Mary Fowler - PDF |
| 05. Bank of the Prairie, Chris Donnelly - PDF |
| 06. Peoples Bank, Jonathan Baird - PDF |
| 07. TS Banking Group, Neil Stanley - PDF |
| 08. American Commerce Bank, Bob Koncerak - PDF |
| 09. Peoples Bank, Clark Fincher - PDF |
| 10. Jamie Waller - PDF |
| 11. Plansmith Corporation, David Wicklund - PDF |
| 12. Business Bank of Texas, Dwayne Kolly - PDF |
| 13. Utah Banker - PDF |
| 14. Auto Club Trust, John Bruno - PDF |
| 15. Office of the Comptroller of the Currency, Gary Roberts - PDF |
| 16. American Bankers Association - PDF |
| 17. Innovative Payments Association, Brian Tate - PDF |
| 18. Independent Bankers Association of Texas, Christopher L. Williston - PDF |
| 19. The Farmers Bank of Willards, Renee M. Lovell - PDF |
| 20. Kasasa, Ltd., Patrick J. Laughlin - PDF |
| 21. Community Bankers Association of Illinois, David G. Schroeder - PDF |
| 22. Form Letter from 7 Independent Community Bankers of Texas - PDF |
| 23. Flora Bank & Trust, Dan D. Graham - PDF |
| 24. Form Letter from 26 Bankers - PDF |
| 25. WEX Bank, Tim Laukka - PDF |
| 26. Healthcare Bank - PDF |
| 27. Goodfield State Bank, Chad Martin - PDF |
| 28. The Bancorp, Paul Frenkiel - PDF |
| 29. Peoples Bank, Mary Fowler - PDF |
| 30. First Financial Northwest Bank, Joseph W. Kiley III, Richard P. Jacobson - PDF |
| 31. CIT Bank, James R. Hubbard - PDF |
| 32. Bankrate, Scott A. Coleman - PDF |
| 33. Continental Bank, Ward Coombs - PDF |
| 34. Touchmark National Bank, J.J. Shah - PDF |
| 35. StoneCastle Cash Management, LLC, Joshua S. Siegel - PDF |
| 36. State Farm Bank, Todd J. Haynes - PDF |
| 37. HealthEquity, Inc., Jon Kessler - PDF |
| 38. Celtic Bank, Wade Newman - PDF |
| 39. Oregon Bankers Association, Linda Navarro - PDF |
| 40. Austin Capital Bank, John Erik Beguin - PDF |
| 41. Iowa Bankers Association, Robert L. Hartwig - PDF |
| 42. Independent Bankers of Colorado, Barbara Walker - PDF |
| 43. FCNB Bank, Gerard A. Champi - PDF |
| 44. QwickRate, Shawn O’Brien - PDF |
| 45. Mastercard International Incorporated, Tina Woo - PDF |
| 46. Community Bankers Association of Illinois, David G. Schroeder - PDF |
| 47. Marlin Business Bank, Raymond J. Dardano, Scott H. Simmons - PDF |
| 48. Conference of State Bank Supervisors, John Ryan - PDF |
| 49. LCA Bank, Laura A. Olsen - PDF |
| 50. Enterprise Bank, Charles H. Leyh - PDF |
| 51. Farmers and Merchants Bank, Jeff Parrish - PDF |
| 52. Credit Karma, Inc., Jarrod F. Loadholt - PDF |
| 53. Farm Bureau Bank, William A. Hileman - PDF |
| 54. Bank Policy Institute, Dafina Stewart - PDF |
| 55. American Bankers Association, J. Kevin A. McKechnie - PDF |
| 56. Kansas Bankers Association, Douglas E. Wareham, Kathleen A. Taylor - PDF |
| 57. Bank of America, Andrew M. Siege - PDF |
| 58. Live Oak Bank, Susan N. Janson - PDF |
| 59. Center for Capital Markets Competitiveness, Tom Quaadman - PDF |
| 60. America’s Health Insurance, Adam S. Beck, Esq. - PDF |
| 61. Better Markets, Inc., Dennis M. Kelleher, Jason Grimes - PDF |
| 62. Medallion Bank, Trent Hudson - PDF |
| 63. Covington & Burling LLP, Michael Nonaka - PDF |
| 64. Total Bank Solutions, Michael L. Kadish - PDF |
| 65. Avidia Bank, Mark O'Connell - PDF |
| 66. Great Southern Bank, Joseph W. Turner - PDF |
| 67. Compass Bank, Jennifer S. Gisi - PDF |
| 68. American Bankers Association, Alison Touhey - PDF |
| 69. Morgan Stanley, Michael C. Smith - PDF |
| 70. TIAA, John Douglas - PDF |
| 71. Nebraska Bankers Association, Richard J. Baier - PDF |
| 72. Seward & Kissel LLP - PDF |
| 73. NAHU, Janet Trautwein - PDF |
| 74. Charles Schwab Corporation, Peter J. Morgan III - PDF |
| 75. Eaglemark Savings Bank, J. Darrell Thomas - PDF |
| 76. Ely & Company, Inc., Bert Ely - PDF |
| 77. PACB, Allison Coccia - PDF |
| 78. Congress of the United States, Rep. Darin LaHood, Rep. Cheri Bustos - PDF |
| 79. MidFirst Bank, Charles R. Lee - PDF |
| 80. Sunrise Banks, Andrew Toftey - PDF |
| 81. Discover Bank, D. Christopher Greene - PDF |
| 82. Barclays Bank Delaware, Andrew Harris - PDF |
| 83. Brentwood Bank, Thomas Bailey - PDF |
| 84. Independent Community Bankers of America, Christopher Cole - PDF |
| 85. California Bankers Association, Martha Evensen Opich - PDF |
| 86. Consumer Bankers Association, Jenna Stewart, Andre Cotten - PDF |
| 87. EnerBank USA, Charlie Knadler - PDF |
| 88. SallieMae Bank, Paul F. Thorne - PDF |
| 89. Wisconsin Bankers Association, Rose Oswald Peels - PDF |
| 90. INSBANK, Jim Rieniets - PDF |
| 91. Stretto, Eric Kurtzman - PDF |
| 92. U.S. Bank, Peter Klukken - PDF |
| 93. Eaglemark Savings Bank, J. Darrell Thomas - PDF |
| 94. Goldman Sachs Bank USA, Carey Halio - PDF |
| 95. Comenity Capital Bank, Ronald J. Ostler - PDF |
| 96. National Association of Industrial Bankers, Utah Bankers Association - PDF |
| 97. Green Dot Corporation, John Ricci - PDF |
| 98. Middlesex Federal Savings, F.A., John R. Wiseman - PDF |
| 99. Darling Consulting Group, Inc. - PDF |
| 100. WebBank, Kelly M. Barnett - PDF |
| 101. Associated Bank, Andrew Arnold - PDF |
| 102. Massachusetts Bankers Association, Ben Craigie - PDF |
| 103. Investors Community Bank, Glen L. Stiteley - PDF |
| 104. Total Bank Solutions, Michael L. Kadish - PDF |
| 105. Sunstate Bank, Lloyd D'eVaux - PDF |
| 106. WageWorks, Inc., Jody L. Dietel - PDF |
| 107. Kish Bank, William P. Hayes - PDF |
| 108. Cross Keys Bank, Shane A. Bridges - PDF |
| 109. Kasasa, Ltd., Patrick J. Laughlin - PDF |
| Staff Disclosures |
| 01. Meeting with Nantahala Bank and Trust Company - PDF |
| 02. Meeting with Representatives from Kasasa - PDF |
| 03. Meeting with Farm Bureau Bank - PDF |
| 04. Meeting with Representatives from Bank Policy Institute - PDF |
| 05. Meeting with Representatives from HealthEquity - PDF |
| 06. Meeting with Representatives from Charles Schwab - PDF |
| 07. Meeting with Representatives from TD Bank Group and TD Bank - PDF |
| 08. Meeting with Industry Participants, July 24, 2019 - PDF |
| 09. Meeting with Industry Participants, August 2, 2019 - PDF |
| 10. Conversation with Representatives from HealthEquity - PDF |
