Chart 3 - The title is "Composition of Atlanta Community Bank Portfolios Is Focused on Traditionally Lower Risk CRE Credits"

A bar chart showing loan type as a percentage of Tier 1 capital in various industry sectors. Industrial and Warehouse was valued at 16.4%, Multifamily at 21.4%, Hotel/Motel at 22.8%, Office at 26.9%, Retail at 29.8%, Raw Land at 33.3%, Land Development - Commercial at 29.3%, Land Development - Residential at 54.4%, Residential Construction - Speculative at 94.6%, Residential Construction - Contract at 49.2%, Commercial Real Estate - Owner Occupied at 106.4%, and Other at 82.2%.