Chart 1 - The title is "Trends in Funding Sources"
Two line charts. Core deposits as a percentage of total assets in community banks with total assets less than $1 billion have declined. In 1993, core deposits accounted for about 78% of total assets. In 1995, core deposits accounted for about 76% of total assets. In 1997, core deposits accounted for about 73% of total assets. In 1999, core deposits accounted for about 71% of total assets. In 2001, core deposits accounted for about 69% of total assets. In 2003, core deposits accounted for about 69% of total assets. Borrowing as a percentage of total assets in community banks with total assets less than $1 billion have risen. In 1993, borrowing accounted for about 3.75 percent of total assets. In 1995, borrowing accounted for about 4.25% of total assets. In 1997, borrowing accounted for about 5.25% of total assets. In 1999, borrowing accounted for about 7.25% of total assets. In 2001, borrowing accounted for about 6.75% of total assets. In 2003, borrowing accounted for about 7.75% of total assets.