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Quarterly Banking Profile

FDIC QBP Graph Book

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Performance Ratios By Asset Concentration Group Net Charge-Offs to Loans and Leases (YTD)

Report Date International Banks Agricultural Banks Credit Card Lenders Commercial Lenders Mortgage Lenders Consumer Lenders Other Specialized < $1 Billion All Other < $1 Billion All Other > $1 Billion
June 30, 2020

0.78%

0.14%

4.30%

0.26%

0.02%

0.41%

0.34%

0.07%

0.49%

December 31, 2019

0.72%

0.18%

4.15%

0.20%

0.03%

0.82%

0.17%

0.13%

0.39%

December 31, 2018

0.50%

0.15%

3.87%

0.18%

0.02%

0.76%

1.41%

0.17%

0.37%

December 31, 2017

0.56%

0.16%

3.95%

0.21%

0.04%

0.60%

0.23%

0.15%

0.43%

December 31, 2016

0.55%

0.15%

3.34%

0.22%

0.07%

0.56%

0.22%

0.17%

0.41%

December 31, 2015

0.59%

0.10%

2.79%

0.20%

0.13%

0.62%

0.20%

0.20%

0.41%

December 31, 2014

0.73%

0.13%

2.81%

0.24%

0.21%

0.62%

0.34%

0.25%

0.41%

December 31, 2013

0.97%

0.14%

3.20%

0.43%

0.37%

0.80%

0.48%

0.33%

0.49%

December 31, 2012

1.41%

0.24%

3.69%

0.74%

0.82%

1.31%

0.45%

0.45%

0.94%

December 31, 2011

1.97%

0.40%

5.26%

1.18%

0.90%

1.87%

0.56%

0.54%

1.25%

December 31, 2010

2.29%

0.59%

10.83%

1.90%

1.14%

2.37%

0.64%

0.56%

1.87%

December 31, 2009

3.07%

0.65%

9.77%

2.02%

1.24%

2.74%

0.78%

0.54%

2.19%

December 31, 2008

1.44%

0.41%

5.94%

1.14%

0.86%

1.74%

0.35%

0.35%

0.74%

December 31, 2007

0.77%

0.22%

3.95%

0.35%

0.40%

0.87%

0.29%

0.22%

0.39%

December 31, 2006

0.48%

0.17%

3.48%

0.22%

0.15%

1.40%

0.42%

0.20%

0.22%

December 31, 2005

0.87%

0.18%

4.64%

0.23%

0.12%

1.44%

0.26%

0.23%

0.24%

December 31, 2004

0.91%

0.22%

4.66%

0.30%

0.12%

1.57%

0.59%

0.29%

0.25%

December 31, 2003

1.40%

0.28%

5.22%

0.46%

0.18%

2.09%

1.22%

0.38%

0.62%

December 31, 2002

1.77%

0.29%

6.12%

0.65%

0.20%

1.07%

1.36%

0.35%

0.81%

Last Updated: February 3, 2022