| Report Date | Net Credit Card Charge-Off Rates, % | Personal Bankruptcy Filings (Thousands) |
|---|---|---|
| March 31, 2011 | 6.69% |
354 |
| June 30, 2011 | 5.42% |
367 |
| September 30, 2011 | 5.43% |
337 |
| December 31, 2011 | 4.38% |
303 |
| March 31, 2012 | 4.17% |
312 |
| June 30, 2012 | 4.06% |
315 |
| September 30, 2012 | 3.71% |
289 |
| December 31, 2012 | 3.64% |
265 |
| March 31, 2013 | 3.66% |
264 |
| June 30, 2013 | 3.58% |
284 |
| September 30, 2013 | 3.15% |
260 |
| December 31, 2013 | 3.26% |
231 |
| March 31, 2014 | 3.26% |
232 |
| June 30, 2014 | 3.45% |
248 |
| September 30, 2014 | 2.90% |
225 |
| December 31, 2014 | 2.98% |
204 |
| March 31, 2015 | 2.98% |
207 |
| June 30, 2015 | 3.03% |
217 |
| September 30, 2015 | 2.77% |
207 |
| December 31, 2015 | 2.99% |
189 |
| March 31, 2016 | 3.12% |
196 |
| June 30, 2016 | 3.14% |
202 |
| September 30, 2016 | 2.95% |
194 |
| December 31, 2016 | 3.46% |
178 |
| March 31, 2017 | 3.63% |
196 |
| June 30, 2017 | 3.74% |
204 |
| September 30, 2017 | 3.46% |
190 |
| December 31, 2017 | 3.77% |
177 |
| March 31, 2018 | 3.89% |
186 |
| June 30, 2018 | 3.91% |
200 |
| September 30, 2018 | 3.60% |
187 |
| December 31, 2018 | 3.71% |
177 |
| March 31, 2019 | 3.97% |
186 |
| June 30, 2019 | 4.03% |
201 |
| September 30, 2019 | 3.67% |
190 |
| December 31, 2019 | 3.75% |
175 |
| March 31, 2020 | 4.03% |
175 |
| June 30, 2020 | 4.00% |
119 |
Last Updated: February 3, 2022