FDIC Board Approves 2026 Operating Budget

WASHINGTON — The Board of Directors of the Federal Deposit Insurance Corporation (FDIC) today approved a 2026 budget of $2.49 billion to support the agency’s ongoing operations and receivership functions. The approved budget represents a combined $487 million (16.4%) decrease from the previous year’s budget. 

The budget reflects the reduction in staffing resulting from the agency’s workforce optimization efforts in the first half of 2025, when the FDIC conducted a rigorous review of areas where the workforce could be streamlined without sacrificing the agency’s ability to fulfill its statutory mission. The approved budget continues to provide staffing and funding necessary to effectively execute the FDIC’s supervision, insurance, and resolution readiness functions to maintain stability and public confidence in the nation’s financial system.