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Inactive Financial Institution Letters

Supervisory Insights Journal
Summer 2009 Issue Now Available
June 16, 2009

Summary: The Summer 2009 issue of Supervisory Insights features articles of critical interest to examiners, bankers and supervisors, including a chronology of the unprecedented financial developments of 2008 and a discussion of how these events may affect the future focus of bank supervision; an overview of new requirements mandated by amendments to Regulation Z and the Home Ownership and Equity Protection Act; and a discussion of risks and appropriate risk management strategies associated with Remote Deposit Capture technology. The publication is available at http://www.fdic.gov/regulations/examinations/supervisory/insights/index.html.


  • "A Year in Bank Supervision: 2008 and a Few of Its Lessons" is a chronology of selected major events that occurred in the financial services industry during a tumultuous 2008, with thoughts on how these events may affect supervisory focus going forward.
  • "Changes to Regulation Z Afford Increased Consumer Protections" previews new requirements included in amendments to Regulation Z (Truth-in-Lending) and the Home Ownership and Equity Protection Act that will take effect later this year and identifies useful implications for examiners and bankers.
  • "Remote Deposit Capture: A Primer" describes the growing popularity of this product, identifies the risks, and provides an overview of risk mitigation techniques.
  • Suggestions for future topics and requests for permission to reprint articles should be e-mailed to supervisoryjournal@fdic.gov. Requests for print copies should be e-mailed to publicinfo@fdic.gov

FDIC-Supervised Institutions

Suggested Routing:
Chief Executive Officer
Compliance Officer

Related Topics:
Regulation Z
Remote Deposit Capture


Kim E. Lowry, Managing Editor
(klowry@fdic.gov or 202-898-6635)

Printable Format:
FIL-31-2009 - PDF (PDF Help)

FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at www.fdic.gov/news/news/financial/2009/index.html.

To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html.

Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).

Last Updated 6/16/2009 communications@fdic.gov

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