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Inactive Financial Institution Letters 

Home Mortgage Disclosure Act

October 15, 1998


SUBJECT: Federal Reserve Board Amends Regulation C and Loan Application Register

The Board of Governors of the Federal Reserve System (FRB) has adopted amendments revising Regulation C, which implements the Home Mortgage Disclosure Act. The revisions modify the Loan Application Register to prepare for Year 2000 data systems conversion and to delete the requirement to enter the reporting institution's parent company on the Transmittal Sheet. The revisions also make certain technical changes to the regulations and reporting forms. The attached Federal Register notice contains the final rule, which went into effect September 24, 1998.

For further information, contact FRB staff members Pamela Morris Blumenthal, Staff Attorney, or John Wood, Senior Attorney, Division of Consumer and Community Affairs, at (202) 452-2412 or (202) 452-3667.

A staff member at the FDIC who is familiar with the revisions is Michael R. Evans, Fair Lending Specialist, Division of Compliance and Consumer Affairs, (202) 942-3091, e-mail

  Carmen J. Sullivan

Attachment: Federal Register, Vol. 63, No. 189, pp 52140-52146

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (800-276-6003 or (703) 562-2200).

Last Updated 07/17/1999

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