In 2002, the federal bank supervisory agencies and the Conference of State Bank Supervisors (collectively, the agencies) implemented a voluntary standardized request for electronic loan information used during safety and soundness examinations. For financial institutions that participate in this process, the agencies are increasing the required number of loan data fields from 5 to 30 to facilitate greater consistency in the data submission process. Many financial institutions already provide the data for most of these fields with current submissions.
Statement of Applicability to Institutions Under $1 Billion in Total Assets: This Financial Institution Letter applies to all FDIC-supervised institutions, including community banks.
The Interagency Loan Data Request, or ILDR, provides a standard format for a financial institution to electronically provide loan data, facilitating greater efficiency in the examination process.
In addition to the required fields, many financial institutions using the ILDR provide the data for several of the 82 data fields.
To facilitate greater consistency in the data submission process, the agencies are requesting financial institutions to submit electronic loan data that includes at least 30 specific ILDR data fields.
The ILDR's format, layout, and data fields remain unchanged.