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Inactive Financial Institution Letters

Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association. The inactive FILs represent those letters that have been rescinded by the FDIC or have expired over time.

Active FIL List

FDIC Statements of Policy

FIL Number Title Issue Date Category Date Deactivated
FIL-74-2009 Regulation Z - Open-End Consumer Credit Changes Notice of Statutory Amendment; Additional Guidance
Consumer Protection
FIL-15-2001 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-117-2008 Office of Foreign Assets Control Specially Designated Nationals and Blocked Persons
BSA/AML, OFAC and Fraud
FIL-76-2000 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-100-2007 Identity Theft Red Flags Interagency Final Regulation and Guidelines
Information Technology / Cybersecurity
FIL-37-2006 Bank Secrecy Act Access to Banking Services by Money Services Businesses
BSA/AML, OFAC and Fraud
FIL-45-97 Loans to Executive Officers, Directors and Principal Shareholders
FIL-40-2004 Foreign Assets Control Act
FIL-5-2017 Consolidated Reports of Condition and Income
FIL-130-2004 Fair and Accurate Credit Transactions Act Effective Dates
Consumer Protection
FIL-9-2016 Supervisory Insights Journal
FIL-61-2014 Supervisory Insights Journal
FIL-7-2014 Recordkeeping and Confirmation Requirements for Securities Transactions
FIL-19-2013 Regulatory Relief Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Illinois Affected by Severe Storms, Straight-Line Winds, and Flooding
Disaster Relief
FIL-116-2004 Check Clearing for the 21st Century Act
Consumer Protection
FIL-20-2012 FDIC Statement on CFPB Bulletin 2012-02: Payments to Loan Originators Based on Mortgage Transaction Terms or Conditions under Regulation Z
Consumer Protection
FIL-50-2002 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-47-2011 Guidance Proposed Guidance on Stress Testing for Banking Organizations with More Than $10 Billion in Total Consolidated Assets
Capital
FIL-8-2015 FINANCIAL INSTITUTION REPORTS
FIL-15-2002 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-47-2010 Overdraft Payment Programs and Consumer Protection FDIC Invites Comments on Overdraft Payment Supervisory Guidance
Consumer Protection
FIL-68-2009 Interagency Commercial Real Estate Loan Workouts Seminar Scheduled
FIL-8-2009 Flood Insurance Revised Flood Hazard Determination Form
FIL-11-2001 SPECIAL ALERT
BSA/AML, OFAC and Fraud
FIL-114-2008 Office of Foreign Assets Control Specially Designated Nationals and Blocked Persons
BSA/AML, OFAC and Fraud