- The National Flood Insurance Reform Act of 1994 and FDIC regulations (12 CFR 339.6) require
FDIC- supervised banks to use FEMA's SFHDF when determining whether a building or mobile home
offered as security for a loan will be located in a Special Flood Hazard Area.
- The OMB conducted a periodic review of the SFHDF, as required by the Paperwork Reduction Act,
and issued a revised form with a new control number.
- The updated SFHDF, with the new control number, must be used beginning June 16, 2009.
- The revised form and instructions are available on the FEMA Web site at http://www.fema.gov/library/viewRecord.do?id=1394.
FDIC-Supervised Banks (Commercial and Savings)
Chief Executive Officer
Updated Standard Flood Hazard
Mira N. Marshall, Chief, Compliance Policy Section,
MMarshall@fdic.gov or (202) 898-3912
FDIC financial institution letters (FILs) may be
accessed from the FDIC's Web site at
To receive FILs electronically, please visit
Paper copies of FDIC financial institution letters
may be obtained through the FDIC's Public
Information Center, 3501 Fairfax Drive, E-1002,
Arlington, VA 22226 (1-877-275-3342 or 703-562-