• Forms and instructions for the 2006 survey will not automatically be mailed to financial institutions. Instructions, contact information, survey facsimiles and the FDIC's Interactive SOD survey web site filing option can be found at http://www2.fdic.gov/sod/ .
• Financial institutions are strongly encouraged to file their surveys electronically.
• Bankers have two electronic filing options: using software provided by vendors that have been certified by Electronic Data Systems (EDS), or using the FDIC's interactive SOD survey web site filing option.
• The certified vendors are DBI Financial Systems, Inc. (1-800-774-3279); Fidelity Regulatory Solutions (1-800-825-3772); FRS, a subsidiary of S1 Corp. (704-423-2525); and Jack Henry and Associates, Inc. (1-800-688-9191).
• Please review your branch data before June 30, 2006. You can view your latest branch information at http://www2.fdic.gov/idasp .
• Submit changes with your survey.

Distribution:
Insured Commercial Banks, FDIC-Supervised Savings Banks, and Insured U.S. Branches of Foreign Banks

Suggested Routing:
Chief Executive Officer
Summary of Deposits Preparer

Note:
FDIC Financial Institution Letters (FILs) may be accessed from the FDIC's Web site at www.fdic.gov/news/financial-institution-letters/2006/index.html .

To receive FILs electronically, please visit http://www.fdic.gov/about/subscriptions/fil.html .

Paper copies of FDIC FILs may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or 703-562-2200).

Summary of Deposits Survey
Filing for June 30, 2006

The Summary of Deposits (SOD) is the annual survey of branch office deposits for all FDIC-insured institutions as of June 30. All insured institutions with branch offices are required to submit their surveys to the FDIC by July 30, 2006. Banks with only a main office are exempt from this survey.

Forms and instructions will not automatically be mailed to financial institutions. Instructions, contact information and survey facsimiles can be found at http://www2.fdic.gov/sod/ .

Financial institutions are strongly encouraged to file their surveys electronically. Institutions have two electronic filing options: using software provided by vendors that have been certified by Electronic Data Systems (EDS), or using the FDIC's interactive SOD survey web site filing option.

FDIC Web Site Filing – Financial institutions have the option of filing the SOD survey via the Internet, the recommended method for banks that used this method or submitted paper surveys last year. This option allows banks to print worksheets, revise branch structure information and edit data during data entry. To file your survey using the Internet option, access the SOD web site at http://www2.fdic.gov/sod/ and select the 2006 Summary of Deposits Survey on-line link.

Third-Party Software Filing – Financial institutions have the option of filing the SOD survey via third-party software that has been certified by EDS. Alternatively, your bank may submit data directly to EDS but must comply with EDS' submission specifications.

EDS has certified software products marketed by DBI Financial Systems, Inc. (1-800-774-3279); Fidelity Regulatory Solutions (1-800-825-3772); FRS, a subsidiary of S1 Corp. (704-423-2525); and Jack Henry and Associates, Inc. (1-800-688-9191).

Please review your branch locations before June 30. You can view your latest branch information on the FDIC's web site at http://www2.fdic.gov/idasp . To review a list of your branch offices at this site, select "Find All – Offices." Enter the bank's certificate number or name of the institution, then select "Find." The list of branches will be presented in state and county order. If the branch information for your institution is incorrect, please make all changes in the electronic submission. (The software vendors will also send revised software packages to institutions after July 12, if requested.) When completing your revisions related to mergers or branch purchase and assumptions, please include the name, city, and state of the counter-party institution involved in the transaction and the effective date of the transaction in the comments section.

Please review the physical address for all branch office locations. The physical address should be the actual physical location of the branch office. Where ever possible, please do not use post office boxes, mailing addresses other than the actual physical address, street names without actual numbers, intersections, or any other general locations.

All data collected from the SOD survey are available to the public and are available on the FDIC's web site at http://www2.fdic.gov/sod .

For further information, please contact the FDIC Data Collection and Analysis Section (1-800-688-3342) or e-mail sod@fdic.gov .