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Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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Inactive Financial Institution Letters

Letter to Stakeholders
First Quarter 2005 Edition of the FDIC's Letter to Stakeholders
April 11, 2005

Summary: The FDIC has issued its quarterly Letter to Stakeholders, which reports on the priorities and activities for the first quarter of 2005. The Letter to Stakeholders is attached.

  • The FDIC's many accomplishments during the first quarter of 2005 include:
    • Holding a "Fighting Back Against Phishing and Account-Hijacking" symposium.
    • Issuing jointly with the Office of the Comptroller of the Currency and the Federal Reserve Board a notice of proposed rulemaking that would raise the threshold for a "small bank" in the CRA regulations from $250 million in assets to include those banks with under $1 billion in assets, regardless of any holding company size or affiliation.
    • Issuing, along with other federal bank and credit union regulatory agencies, final joint guidance to assist insured depository institutions in the disclosure and administration of overdraft protection programs.
  • Your feedback to the Letter to Stakeholders is encouraged, as are suggestions for improvement.
  • For more information, visit the FDIC's Web site at

FDIC-Insured Institutions

Suggested Routing:
Chief Executive Officer

Related Topics:
FDIC Key Indices

Letter to Stakeholders

Senior Accountant Karen Flynn at or 202-416-2032

Printable Format:
FIL-28-2005 - PDF 46k (PDF Help)

FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at

To receive FILs electronically, please visit

Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or (703) 562-2200).

Last Updated 04/11/2005

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