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Financial Institution Letters

November 4, 2019

Revised Effective Date for Simplifications to the Capital Rule

Printable Format:

FIL-67-2019 - PDF (PDF Help)


The Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency and the Federal Reserve Board (the agencies) jointly issued a final rule that permits insured depository institutions and depository institution holding companies to implement the simplifications to the capital rule on January 1, 2020, rather than April 1, 2020. These banking organizations may elect to use the revised effective date of January 1, 2020, or wait until the quarter beginning April 1, 2020.

Statement of Applicability: This final rule is applicable to non-advanced approaches FDIC-supervised institutions.



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