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Financial Institution Letters

November 4, 2019

Community Bank Leverage Ratio Framework

Printable Format:

FIL-66-2019 - PDF (PDF Help)


The federal banking agencies jointly issued a final rule that provides for an optional, simplified measure of capital adequacy, the community bank leverage ratio framework, for qualifying community banking organizations, consistent with Section 201 of the Economic Growth, Regulatory Relief, and Consumer Protection Act. The final rule will be effective on January 1, 2020.

Statement of Applicability: This final rule is applicable to all non-advanced approaches FDIC-supervised institutions with less than $10 billion in total consolidated assets.



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