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Financial Institution Letters

April 2, 2019

Regulatory Capital Rule: Regulatory Capital Treatment for Investments in Certain Unsecured Debt Instruments of Global Systemically Important U.S. Bank Holding Companies, Certain Intermediate Holding Companies, and Global Systemically Important Foreign Banking Organizations

Printable Format:

FIL-18-2019 - PDF (PDF Help)


The federal banking regulatory agencies (the agencies) have jointly issued a Notice of Proposed Rulemaking, which would amend the capital rule to require advanced approaches banking organizations to deduct from regulatory capital certain investments in certain unsecured debt instruments issued by Global Systemically Important Banks (GSIBs) and certain of their subsidiaries for the purposes of meeting minimum Long Term Debt or Total Loss Absorbing Capacity requirements (covered debt instruments).

Statement of Applicability: This Financial Institution Letter (FIL) is applicable only to institutions that are advanced approaches banking organizations (i.e., with (1) $250 billion or more in consolidated total assets or (2) $10 billion or more in foreign exposures).


The proposed rule would:


Suggested Routing:

Related Topics:




FDIC Financial Institution Letters (FILs) may be accessed from the FDIC's website at

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Paper copies may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).