Skip Header
U.S. flag

An official website of the United States government

Financial Institution Letters

October 10, 2018

Regulatory Relief

Meeting the Financial Needs of Customers Affected by Hurricane Michael and its Aftermath

Printable Format:

FIL-59-2018 - PDF (PDF Help)


The FDIC encourages depository institutions to consider all reasonable and prudent steps to assist customers in communities affected by recent storms. The FDIC realizes that although the effects of natural disasters on local businesses and individuals can be devastating, they often are transitory. The FDIC recognizes that efforts to work with borrowers in the affected communities can be consistent with safe-and-sound banking practices and in the public interest.

Statement of Applicability to Institutions Under $1 Billion in Total Assets: This Financial Institution Letter applies to all FDIC-supervised institutions, including community banks.


Suggested Distribution:

Suggested Routing:

Related Topics:




FDIC financial institution letters (FILs) may be accessed from the FDIC's website at

To receive FILs electronically, please visit

Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200).