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Financial Institution Letters

July 27, 2016

Prudent Risk Management of Oil and Gas Exposures

Printable Format:

FIL-49-2016 - PDF (PDF Help)


FDIC-supervised institutions with direct or indirect oil and gas (O&G) exposures are reminded to maintain sound underwriting standards, strong credit administration practices, and effective risk management strategies. When O&G related borrowers experience financial difficulties, the FDIC encourages financial institutions to work constructively with borrowers to strengthen the credits and to mitigate losses where possible.

Statement of Applicability to Institutions with Total Assets Under $1 Billion: This FIL applies to FDIC-supervised financial institutions that have exposures to the O&G industry.


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