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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Risk Management Manual of Examination Policies

Risk Management Manual of Examination Policies - PDF

Part I - Basic Examination Concepts and Guidelines

  1. 1.1 Basic Examination Concepts and Guidelines - PDF

Part II - CAMELS

Capital Adequacy

  1. 2.1 Capital

Asset Quality

  1. 3.1 Asset Quality - PDF
  2. 3.2 Loans
  3. 3.3 Securities and Derivatives
  4. 3.4 Cash and Due from Banks - PDF
  5. 3.5 Premises and Equipment - PDF
  6. 3.6 Other Real Estate - PDF
  7. 3.7 Other Assets and Liabilities - PDF
  8. 3.8 Off-Balance Sheet Activities

Management

  1. 4.1 Management
  2. 4.2 Internal Routine and Controls - PDF
  3. 4.3 Related Organizations
  4. 4.4 Fidelity and Other Indemnity Protection
  5. 4.5 Violations of Laws and Regulations - PDF
  6. 4.6 Miscellaneous Banking Activities

Earnings

  1. 5.1 Earnings

Liquidity

  1. 6.1 Liquidity and Funds Management - PDF

Sensitivity to Market Risk

  1. 7.1 Sensitivity to Market Risk - PDF

Part III - Other Examination Issues

  1. 8.1 Bank Secrecy Act, Anti-Money Laundering and Office of Foreign Assets Control
  2. 9.1 Fraud
  3. 10.1 Suspicious Activity and Criminal Violations
  4. 11.1 International Banking
  5. 12.1 Applications

Part IV - Administrative and Enforcement Actions

  1. 13.1 Memorandums of Understanding - PDF
  2. 14.1 Civil Money Penalties
  3. 15.1 Formal Administrative Actions

Part V - Examination Reports

  1. 16.1 Report of Examination Instructions - PDF
  2. 17.1 Bank of Anytown-Report of Examination - PDF
  3. 18.1 Report of Investigation Instructions
  4. 19.1 Bank of Anytown-Report of Investigation