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Financial Institution Letters

April 6, 2015

Regulatory Capital Rules: Frequently Asked Questions

Printable Format:

FIL-16-2015 - PDF (PDF Help)


The FDIC has issued the attached frequently asked questions (FAQs) related to the revised regulatory capital rules. The FAQs are based on questions received from the banking industry, many of which came from community banks. The release of the FAQs furthers the FDIC's efforts to provide technical assistance as part of the implementation of the revised regulatory capital rules. The FAQs are available on the FDIC's Web site at and will be updated as needed.

Statement of Applicability to Institutions with Total Assets Under $1 Billion: This Financial Institution Letter (FIL) is applicable to all FDIC-supervised banks. The attached FAQs may be applicable to smaller, less complex community banking organizations.



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Paper copies may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).