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Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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Financial Institution Letters

Regulatory Relief
Guidance to Assist Financial Institutions in Responding to Hurricane Rita
September 27, 2005

Summary: The FDIC recognizes that the damage caused by Hurricane Rita may affect the operations of financial institutions and their ability to meet the needs of their communities. In the wake of Hurricane Katrina, the Federal Deposit Insurance Corporation issued a series of Financial Institution Letters (FILs) providing guidance to facilitate the recovery process and to provide regulatory relief. Rather than issuing FILs specific to Hurricane Rita, the FDIC refers you to the recently promulgated FILs for guidance.


In responding to current or future natural disasters, the FDIC is referring depository institutions to recent FILs addressing various related issues:

Please periodically check the FDIC’s Hurricane Recovery Web site for updated information and frequently asked questions at

The FDIC will continue to monitor recent disaster recovery efforts and may issue additional storm-related guidance as events warrant. FDIC-supervised institutions should notify their FDIC regional office as soon as possible after being impacted by a storm-related event. Depository institutions affected by severe storms are encouraged to consider all reasonable and prudent steps to meet the financial services needs of their communities.

FDIC-Supervised Banks (Commercial and Savings)

Suggested Routing:
Chief Executive Officer
Compliance Officer
Chief Lending Officer

Related Topics:
Publishing Requirements
Consumer Laws
Branch Closures


Louisiana banks: Cheryl Couch at or (972) 761-2070

Texas banks: Nann Wright at or (972) 761-2013;

FDIC Call Center: 1-877-ASK-FDIC (1-877-275-3342)

Printable Format:
FIL-97-2005 - PDF 28k (PDF Help)

FDIC Financial Institution Letters (FILs) may be accessed from the FDIC's Web site at

To receive FILs electronically, please visit

Paper copies of FDIC FILs may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or (703) 562-2200).

Last Updated 9/28/2005

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