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Opinion Editorials

The FDIC is the subject of, and responds to various articles or news items in order to support or clarify our policy or position. This page is a collection of opinion editorials (Op-Ed's) or letters to the editor that have been published in various periodicals.


Date Title Author Publication
July 1, 2020 BankThink: FDIC chief on why call reports are getting a makeover Jelena McWilliams American Banker-Online
October 4, 2019 Regulators need new approach to innovation Jelena McWilliams American Banker-Online
December 6, 2018 We can do better on de novos Jelena McWilliams American Banker-Online
October 29, 2018 I know what it feels like to be unbanked Jelena McWilliams American Banker-Online
January 17, 2013 Banking Safety Net Makes Wall Street Dangerous Thomas Hoenig American Banker-Online
December 13, 2012 Get Basel III Right and Avoid Basel IV Thomas Hoenig Financial Times
December 11, 2012 Dealing with the Lehman problem - US-UK ideas on resolving large banks offer way forward -- Financial Times
December 10, 2012 Global Banks Need Global Solutions When They Fail Martin Gruenberg and Paul Tucker Financial Times
June 11, 2012 No More Welfare for Banks Thomas Hoenig Wall Street Journal
November 26, 2010 Will the next crisis start in Washington? Sheila Bair Washington Post
August 23, 2010 Road to safer banks runs through Basel Sheila Bair Financial Times
May 6, 2010 Bank Can Help You Avoid Debit Card Overdrafts Sheila Bair San Francisco Chronicle
April 5, 2010 Beyond Bankruptcy and Bailouts: The FDIC Resolution Process is the Right Model for Failing Firms Sheila Bair Wall Street Journal
February 19, 2010 Your Savings - Good for You, Your Family, and Your Peace of Mind Sheila Bair Kansas City Star, et al
September 1, 2009 The Case Against a Super-Regulator Sheila Bair New York Times
May 19, 2009 Bair: Back to Housing Basics Sheila Bair Boston Globe

News Events

Date Title Publication
March 8, 2009 Your Bank Has Failed: What Happens Next? CBS News - 60 Minutes

Letters to the Editor

Date Title Publication
June 17, 2015 Letter to the Editor, Wall Street Journal The Wall Street Journal
April 24, 2015 Letter to the Editor, American Banker American Banker
January 28, 2014 Letter to the Editor, Wall Street Journal Wall Street Journal
June 16, 2011 Clarification on Living Wills and the "Orderly Liquidation Process"  
June 5, 2009 Perfection Isn't Modification's Aim Wall Street Journal
May 4, 2009 The FDIC Has Limits On What It Can Do Wall Street Journal
April 7, 2009 The F.D.I.C. and the Loans New York Times
April 29, 2008 How the state can stabilise housing market Financial Times
January 27, 2008 Finding a Safe Loan Parade Magazine
October 28, 2007 Editorial - Moving Ahead on Mortgages New York Times
October 24, 2007 Editorial - Mortgage Meltdown Wall Street Journal
October 19, 2007 Fix Rates to Save Loans New York Times
August 15, 2005 Deposit Insurance Bill Will Manage Risks The Wall Street Journal
April 2, 2002 Deposit Insurance In Need of Reform The Wall Street Journal


Date Title Publication
June 22, 2011 The FDIC rebuts inaccuracies in the June 16, 2011 opinion piece "Sheila Bair's Legacy: Bailouts, Secrecy and Power Grabs," by Vern McKinley and Tom Fitton
April 7, 2010 FDIC Rebuts Inaccurate Op-ed Wall Street Journal