FDIC Federal Register Citations

Mrs. Patricia Wright

Comment

I feel credit reports with score should be available at least quarterly at no charge. The credit bureaus are making money by selling our credit information. We should not have to pay each time we want to verify that the information they are providing is correct since it is already known that the error rate on consumer credit reports is extremely high. I feel that if consumers had the ability to get their reports free quarterly they may be more interested and become more educated when it comes to credit. While receiving a report once a year is a start, I believe that the score must be included because alot of companies now just go from the FICO score when they approve or deny credit.