FDIC Federal Register Citations

First Name: Allie
City: Louisville
Country: United States
State or Province: KY
Postal Code: 40219
Organization Name:

Comment Info: =================

General Comment:

Wells Fargo continues to update derogatory information by a bank they purchased
(Norwest Bank) while I was in chapter 13 Bankruptcy every time I dispute the
information as a candidate for deletion. The Chapter 13 Bankruptcy was filed over
7 years ago on 9/3/1998 and all other accounts and records pertaining to it were
removed last year except the derogatory information from Norwest Bank. Wells
Fargo continues to update it with Transunion as "Chapter 13; wage earner
account" when the bankruptcy it references is nowhere to be found in my credit
file. I plan to submit a consumer statement that the account was discharged by
Chapter 13 Bankruptcy on 12/12/2002 that was filed on 9/3/1998 (over 7 ? years
ago) to explain the entry. This derogatory information is only on the Transunion
credit report with a reporting date of 08/01/2003 and plan to keep it on my record
for 7 years from that date. I have provided copies of the Bankruptcy, accounts,
and discharge to both Transunion and Wells Fargo, but can't get the information
removed. They seem to only verify that the account was included in Chapter 13
bankruptcy and not that it was "Discharged" or that the information is over the
statutory limit for Chapter 13 Bankruptcy derogatory information.