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Federal Register Publications

FDIC Federal Register Citations



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FDIC Federal Register Citations

Bank of the Carolinas

September 20, 2004

FDIC
550 17th Street N.W.
Washington, DC 20429

RE: FDIC CRA Proposal

Dear Sirs:
We strongly support the FDIC’s proposal to raise the threshold for the streamlined small bank CRA examination to $1 billion without regard to the size of the bank’s holding company. This would greatly relieve the regulatory burden imposed on small banks under the current regulation, which are required to meet the standards imposed on the nation’s largest $1 trillion banks. Community banks would still be required to help meet the credit needs of their entire communities and would continue to be so evaluated by their regulator.

Sincerely,

Robert E. Marziano
Chairman and CEO
Bank of the Carolinas, Mocksville, NC

Last Updated 11/22/2004 regs@fdic.gov

Last Updated: August 4, 2024