FDIC Federal Register Citations

From: Greg Winter [mailto:gregw@cstonestrategies.com]
Sent: Friday, September 17, 2004 2:13 PM
To: Comments
Subject: Community Reinvestment -- RIN 3064-AC50

I oppose the FDIC's proposal to allow banks with assets above $250
million to be examined as small banks under the Community Reinvestment
Act. This policy would reduce lending, investments and services in
low-income communities. Our organization is one of hundreds that provide
low-income families homeownership opportunities. Partnerships with
private lenders comprise a one key strategy in the solution to
strengthen our communities through affordable homeownership. Weakening
CRA requirements would, necessarily, weaken these partnerships.

Greg Winter
Board President

Kulshan Community Land Trust
215 West Holly St., Suite H-20
Bellingham, WA 98225
360-671-5600
www.kclt.org