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| FDIC Federal Register Citations From: Newtonville6@aol.com [mailto:Newtonville6@aol.com]  I oppose the proposed changes in CRA regulations which reduce the number of thrift instituions whose lending practices will undergo the most thorough regulation, because I believe that it will undermine one of the most successful programs increasing lending to low-income communities. Sincerely, Kenneth A. Galdston 
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| Last Updated 10/30/2004 | regs@fdic.gov | |
