Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official. 
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure. 
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
Federal Register Publications

FDIC Federal Register Citations



 Home Regulation & Examinations Laws & Regulations FDIC Federal Register Citations

   


FDIC Federal Register Citations

From: Phyllis Clem [mailto:phyllisclem@bellsouth.net]
Sent: Tuesday, October 19, 2004 1:52 PM
To: Comments
Subject: RIN 3064-AC50

Gentlemen,

Please do not increase the definition of a small bank from $250 million to $1 billion. Making this change will exempt more than 90 percent of the rural banks your regulate from the three-part exam. Also, do not provide CRA credit for activities which do not benefit low and moderate income people and places. It is hard enough to develop rural communities. These changes would be a blow, reducing rural lending, investments and services

Respectfully,

Phyllis Clem
120 Morris Road
Winchester, KY

 


Last Updated 11/09/2004 regs@fdic.gov

Last Updated: August 4, 2024