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FDIC Federal Register Citations



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FDIC Federal Register Citations

From: Cheryl Marzolf [mailto:Cmarzolf@perkinsstatebank.com]
Sent: Monday, April 19, 2004 1:44 PM
To: Comments
Subject: EGRPRA Burden Reduction Comments

Two quick comments about two regs:

HMDA
I would like for banks with a branch in an MSA exempt from reporting when 5% or less of the previous year's reportable loans were in the MSA. Because we own a single branch in an MSA, we are reporting nearly 500 records on our LAR. Only 12 records were in the MSA, the others were in rural Florida. I suspect the outside MSA data is not very useful. Consider limiting the reporting requirements to inside MSA loans only.

TRUTH IN LENDING
Delete the requirement for oral disclosure of APR (Section 226.26).

 

Last Updated 05/07/2004 regs@fdic.gov

Last Updated: August 4, 2024