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Federal Register Publications

Comments RIN 3064-ZA49 (June 20, 2025)

Request for Information on Potential Actions To Address Payments Fraud
RIN 3064–ZA49
Request for information and comment

90 FR 26293
Comment Period End: September 18, 2025

 

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Submitted By
01. HPP CARES, Katherine Peoples
02. Cargill, Aaron Fouquette
03. Flint Community Bank, Leonard Thomas
04. Cross Keys Bank, Sherry Darnell
05. InFirst Bank, Jason Petrusic
06. Ion Bank, Robert Voets
07. Austin Bank, Sally Myers
08. Community Spirit Bank, Brad Bolton
09. Denison State Bank, Kim Clements
10. Guaranty Bank & Trust Co. of Delhi, Troy Q. Richards
11. The Citizens Bank of Clovis, Susan J. Ogilvie
12. Bank of the Lowcountry, Jamie M. Bunton Jr.
13. D.L. Evans Bank, Amy Evans
14. First State Bank of Golva, Dee Baertsch
15. Citizens Bank, Kim Kohlbusch
16. Bank of Springfield, Tom Marantz
17. First Security Bank & Trust Company, Haylie Calicott
18. Connect Bank of Arkansas, Jessica Bradford
19. Merchants and Planters, Stacy Wagner
20. Bank of Charles Town, Alice Frazier
21. Wilcox Bancshares, Inc., Noah W. Wilcox
22. Community Savings Bank, Michelle M. Deutmeyer
23. First American Bank, Brett deMilliano
24. First National Bank of Eagle Lake, Kimberly Jones
25. First Security Bank of Roundup, Shawn W. Dutton
26. Cleveland State Bank, Daniel F. Whalen
27. Vinton County Bank, Tom Oyer
28. SardineAI Corp, Ravi Loganathan
29. First Interstate Bank in Cheyenne Wyoming, Matthew Pope
30. The First National Bank of Eagle Lake, Courtney Watz
31. The Murray Bank, Tony R. Ryan
32. The Glenwood Bank, Denise Daley-Rix
33. The Vintage Bank Kansas, Jenalee Stucky
34. Penncrest Bank, Wendy Nagle
35. The Vintage Bank Kansas, Dennis Riggs
36. The Exchange Bank of Alabama, Tara Montgomery
37. Community First Bank of Indiana, Justin Van Zuiden
38. BNA Bank, Mike Staten
39. Flora Bank & Trust, Dan D. Graham
40. Peoples Bank & Trust Co., Suzette Morris
41. First Bank of Alabama, Chad. M. Thomas
42. Prairie Community Bank, Spring Ettner
43. Winnsboro State Bank (WSB), Alicia Crum
44. Williamstown Bank, Sharon K. Anderson
45. Conway Bank, Emily Herndon
46. Security Bank of Kansas City, David K. Mulvany
47. Citizens Alliance Bank, Angie Kasella
48. Security Bank UYSA, Tiffany Baer Paine
49. First State Bank, Gary L. Carney
50. Bank of Salem, Dawnesea Roper
51. Bank of the Flint Hills, Lance White
52. State Bank, Douglas E. Parrott
53. Pioneer Bank, Christopher G. Palmer
54. Plumas Bank, Amber Marshall
55. TNBank, Leslie England
56. First National Bankers Bank (FNBB), Jessica Johnson 
57. Citizens Bank, Tiffany Suggs
58. First Service Credit Union, Gevon Calix
59. Missouri Bankers Association (MBA), Jackson Hataway
60. Citizens Bank & Trust, Rena Tidmore
61. Innovative Payments Association (IPA), Brian Tate
62. First Community Bank and Trust, Tammy Hoffman
63. Citizens National Bank of Texas, Mark Singleton
64. Red River Bank, R. Blake Chatelain
65. American National Bank Fox Cities, Stephanie Preza
66. Citizens Bank, Jennifer Weller
67. First Century Bank, Tina Cline
68. National Consumer Law Center (NCLC)
69. Spratt Savings Bank, Jim Bennett
70. Peoples Bank, Dennis Ammann
71. Community Bankers Association of Illinois, David G. Schroeder
72. High Plains Bank, Jenna Scheeler
73. Troy Bank & Trust, John R. Ramage
74. XBRL US, Campbell Pryde
75. The Eastern Colorado Bank, Michael Hedemark
76. New Market Bank, Jeff Jacobson
77. American Metro Bank, Todd E. Grayson
78. Bank of Eastern Oregon, Becky Kindle
79. 1st National Bank of Scotia, Kelly A. Gibbons
80. SentiLink, Jason Kratovil
81. First Bank of Alabama, J. Chad Jones
82. Better Identity Coalition, Jeremy A. Grant
83. The Bank of Tampa, Thomas W. Oliver
84. Summit State Bank, Genie Del Secco
85. Charlesbridge MHC, Tonia S. Reilly
86. Ambler Savings Bank, Erin P. Cohen
87. Bank Policy Institute, Gregory Williamson
88. INFIN, Edward D’Alessio
89. First Bank, Lacy Clark
90. Consumer Bankers Association, Brian Fritzsche
91. Merchant Advisory Group, John Drechny
92. Hancock Whitney Bank, Jennifer Ng
93. Revolut Technologies Inc., Logan Wyatt
94. Bank of Tennessee, Wayne Hood
95. Farmers State Bank, Marlene Barkheimer
96. Independent Community Bankers of America, Scott Anchin
97. CUBE3.AI, Einaras von Gravrock
98. Planters Bank and Trust Company, Andy Sanders
99. FNBC, Marty Sellars
100. The First National Bank of Central Texas, Sada Theut
101. Southern Michigan Bank and Trust, Scott McQueen
102. Andrew Johnson Bank, Amanda Carter
103. CorTrust Bank, Anji Burnham
104. State Bank Northwest, Lorilei Bruggink
105. People’s Bank of the South, David Reynolds
106. First Community Bank, Nicole Simmons
107. Farmers & Merchants State Bank, Todd Zaun
108. Plaid, Brian Dammeir
109. Glenwood State Bank, Lowry State Bank, First National Bank of Osakis, Jenn Spartz
110. Stripe, Jonah Crane
111. ValueBank Texas, Kelly Gonzalez
112. LexisNexis Risk Solutions, Ken Meiser
113. People’s Bank of the South, Scott Thompson
114. PriorityOne Bank, John Mark Williams
115. FreedomBank, Krista Fischer
116. Mainstreet Bank, Adam Sullivan 
117. Mass Bankers Association, Brad S. Papalardo
118. National Bank of Andrews, Brittney P. Lambert
119. Wisconsin Bankers Association, Rose Oswald Poels
120. Bankers’ Bank, Bradlee F. Stamper
121. Bryant Bank, David Long
122. Community Bank of Santa Maria, Janet Silveira
123. Bank of Lincoln County, Gay G. Dempsey
124. Trustly, Matt Janiga
125. Forvis Mazars, Shaun Harms
126. Alliance Bank, Jolee Pierce
127. The Eastern Colorado Bank, Michael Hedemark

Last Updated: September 22, 2025