FDIC National Survey of Unbanked and Underbanked Households
Nov 14, 2024 ... ... U.S. financial system. One contribution to this end is the FDIC ... savings account at a bank or credit union. The unbanked rate changed ...
https://www.fdic.gov/household-survey
Use of Bank and Nonbank Financial Services - FDIC
Aug 10, 2016 ... In 2013, 27% of immigrants who were 25 years of age or older did not have a high school diploma; whereas 8% of native born in this age group had ...
https://www.fdic.gov/system/files/2024-09/2016-northwood-paper.pdf
FDIC Economic Inclusion Strategic Plan
The 2021 FDIC Household Survey found that 14.1 percent of U.S. households are underbanked—meaning they have a bank account but use nonbank products or services ...
https://www.fdic.gov/consumer-resource-center/fdic-economic-inclusion-strategic-plan
FDIC Survey Finds 96 Percent of U.S. Households Were Banked in ...
Nov 12, 2024 ... “Access to safe, affordable bank accounts is fundamental for ... higher than White households: Black (10.6 percent); Hispanic (9.5 ...
https://www.fdic.gov/news/press-releases/2024/fdic-survey-finds-96-percent-us-households-were-banked-2023
Symposium on Banking the Latino Market; Illinois Bankers Association
Oct 16, 2006 ... American immigrants have the highest rates of being ... products that allow immigrants to open bank accounts, avoid high-cost wire services.
https://archive.fdic.gov/view/fdic/890/fdic_890_DS1.pdf
Bank Strategies for Encouraging Lower-Income Households to Save
high school bank branch primarily to reach Mexican immigrant youth. ... a 1 percent rebate on all purchases to a high-yield savings account at American Express ...
https://www.fdic.gov/analysis/quarterly-banking-profile/fdic-quarterly/2008-vol2-1/buildingassets.pdf
Understanding the Racial/Ethnic Gap in Bank Account Ownership ...
Bohn and. Pearlman (2013) show that enclaves, defined as areas with high concentrations of immigrants ... “The Determinants of Being Unbanked for. U.S. Immigrants ...
https://www.fdic.gov/media/168481
Immigrant Financial Services Study - FDIC
Oct 17, 2013 ... Savings: High prevalence of savings behavior in all communities. III ... your bank account? (% yes). Mexican. Ecuadorian. The hours are ...
https://www.fdic.gov/media/167846
FDIC National Survey of Unbanked and Underbanked Households
Interest in having a bank account was higher among certain segments of ... interest accrual on eligible federal student loans; see U.S. Department of ...
https://www.fdic.gov/household-survey/2023-fdic-national-survey-unbanked-and-underbanked-households-report
Oversight of Prudential Regulators: Ensuring the Safety, Soundness ...
May 19, 2021 ... These engagements helped us better react to the challenges facing banks ... account at a bank remain substantially higher than the overall “ ...
https://www.fdic.gov/news/speeches/2021/spmay1921.html