Assessing the Economic Inclusion Potential of Mobile Financial ...
Jun 30, 2014 ... protections as interest-bearing savings accounts that banks offer. c ... tend to be more engaged and have higher-balance accounts. Some ...
https://www.fdic.gov/consumers/community/mobile/mobile-financial-services.pdf
ComE-IN Meeting Minutes - November 16, 2010 - FDIC
Nov 16, 2010 ... Next, Professor Tufano provided context for the panel presentations on children's savings accounts, noting that approximately 4.3 million ...
https://www.fdic.gov/advisory-committees/come-meeting-minutes-november-16-2010
Banking Review, 2004 Volume 16, Nos. 3 and 4 - FDIC
Nov 4, 2003 ... Note: This table presents aggregate performance measures for all commercial banks and savings ... large accounts in the bank passes away, and the.
https://www.fdic.gov/analysis/archived-research/banking-review/br16n34full.pdf
The Effect of Bank Account Ownership on Credit ... - FDIC
Some banks offer Basic Bank Accounts that earn interest on deposits. The ... families that own a bank account likely have higher preferences for savings than ...
https://www.fdic.gov/analysis/cfr/working-papers/2009/2009-07.pdf
The Effect of Job Loss on Bank Account Ownership - FDIC
Sep 19, 2022 ... Still, as of. 2019 about 5.4 percent of (or 7.1 million) U.S. households were “unbanked”, meaning that no one in the household had a checking or ...
https://www.fdic.gov/analysis/cfr/working-papers/2022/cfr-wp2022-13.pdf
Oversight of Regulators: Does Our Financial System Work For ...
Aug 3, 2021 ... In contrast to the high number of bank failures during the last financial crisis, only three banks failed during the pandemic, and none due to ...
https://www.fdic.gov/news/speeches/2021/spaug0321.html
RIN 3064-AF22 - FDIC
Apr 6, 2020 ... include areas outside of bank branch networks in which banks make high volumes of loans. ... performance context would have any impact as bank ...
https://www.fdic.gov/resources/regulations/federal-register-publications/2020/2020-community-reinvestment-act-regulations-3064-af22-c-319.pdf
Banking on Financial Education - FDIC
Immigrants: Immigrants and their American-born ... payment services and savings accounts, which likely will not result in immediate profitability for banks.
https://www.fdic.gov/analysis/quarterly-banking-profile/fdic-quarterly/2007-vol1-2/banking-financial-edu.pdf
FDIC Community Banking Study 2020 - Chapter 6
and deposit growth between medium- and high-adopting banks from 2015 to 2018. ... higher returns experienced by high-adopting banks. In. Table 6.3 Average ...
https://www.fdic.gov/resources/community-banking/report/2020/2020-cbi-study-6.pdf
UnidosUS and 18 other organizations - RIN 3064-AF81 - FDIC
... large bank retail lending test by introducing performance ranges that would allow comparisons of a bank's lending performance across demographic and market.
https://www.fdic.gov/system/files/2024-06/2022-community-reinvestment-act-3064-af81-c-183.pdf