Bank Efforts to Serve Unbanked and Underbanked Consumers - FDIC
May 25, 2016 ... ... interest-bearing savings account at the bank. ... that will attract the interest of a recent immigrant unfamiliar with the U.S. banking system.
https://www.fdic.gov/consumers/community/research/qualitativeresearch_may2016.pdf
Oversight of Prudential Regulators: Ensuring the Safety, Soundness ...
May 19, 2021 ... These engagements helped us better react to the challenges facing banks ... account at a bank remain substantially higher than the overall “ ...
https://www.fdic.gov/news/speeches/2021/spmay1921.html
Information Technology Functional Guide for Part 370 Version 3.0
1) If sufficient information about a principal and its ownership interest in the fiduciary account is available so that the deposit insurance coverage can be ...
https://www.fdic.gov/regulations/resources/recordkeeping/documents/info-tech-func-guide-for-implement-part370.pdf
The FDIC Banking Review, Volume 16, Numbers 1 and 2
Four of these banks had fairly consistent returns on book equity over the period, while the other four had large declines in earnings, with one bank.
https://www.fdic.gov/analysis/archived-research/banking-review/br16n1full.pdf
ComE Meeting Minutes April 1, 2010 | FDIC
Apr 1, 2010 ... She advised that the bank is located within a community that is predominantly immigrant and Hispanic and that, to best serve that constituency ...
https://www.fdic.gov/advisory-committees/come-meeting-minutes-april-1-2010
Five Things to Know About Safe Deposit Boxes, Home Safes ... - FDIC
Aug 1, 2023 ... "And unlike money in a savings account, money in a home safe or safe deposit box cannot earn interest, so the purchasing power of your cash ...
https://www.fdic.gov/consumer-resource-center/five-things-know-about-safe-deposit-boxes-home-safes-and-your-valuables
FDIC Economic Inclusion Strategic Plan
The 2021 FDIC Household Survey found that 14.1 percent of U.S. households are underbanked—meaning they have a bank account but use nonbank products or services ...
https://www.fdic.gov/consumer-resource-center/fdic-economic-inclusion-strategic-plan
FDIC Annual Report 2020
Feb 18, 2021 ... the coexistence of high cost credit and low yield savings on ... afordable small-dollar loans; and savings accounts), as well as demand ...
https://www.fdic.gov/about/financial-reports/reports/2020annualreport/2020ar-final.pdf
Making the Most of Family Remittances - FDIC
Further- more, immigrants must be informed of how to acquire the identification needed to open a bank account. Latin American and Caribbean Banks. Progress in ...
https://www.fdic.gov/about/advisory-committees/economic-inclusion/2007/handout1.pdf
Social Media as a Bank Run Catalyst - FDIC
Apr 18, 2023 ... We validate the use of returns by estimating how returns for banks with high “run ... returns of a group of US publicly listed bank holding ...
https://www.fdic.gov/system/files/2024-07/cookson-paper.pdf