The Effect of Job Loss on Bank Account Ownership - FDIC
Sep 18, 2022 ... Still, as of. 2019 about 5.4 percent of (or 7.1 million) U.S. households were “unbanked”, meaning that no one in the household had a checking or ...
https://www.fdic.gov/analysis/cfr/working-papers/2022/cfr-wp2022-13.pdf
Friends of the African Union, Hershel Daniels Junior - RIN 3064-AF81
Sep 16, 2022 ... performance measures on the community development and services subtests of the large bank ... deposit accounts in addition to credit in anti-discrimination ...
https://www.fdic.gov/system/files/2024-06/2022-community-reinvestment-act-3064-af81-c-370.pdf
Association for Neighborhood and Housing Development (ANHD ...
Sep 6, 2022 ... Fewer bank branches: NCRC found that banks have ... As noted above, ANHD appreciates the process the bank entered into with us and NCRC to craft a CBA in relation.
https://www.fdic.gov/system/files/2024-06/2022-rfi-rules-regulations-statements-of-policy-regarding-bank-merger-transactions-3064-za31-c-021.pdf
“Let Us Put Our Moneys Together:” Minority-Owned Banks ... - FDIC
Aug 14, 2022 ... less likely to obtain credit, paid higher interest rates, and experienced reduced employment. ... The Minority Bank × High Minority Area × GFC and Minority Bank × ...
https://www.fdic.gov/system/files/2024-07/langford-paper.pdf
Discover Bank, James Roszkowski - RIN 3064-AF81 - FDIC
Aug 4, 2022 ... For years, regulators, banks, community groups, and other CRA stakeholders have debated how best to serve "banking deserts" and underinvested ...
https://www.fdic.gov/system/files/2024-06/2022-community-reinvestment-act-3064-af81-c-409.pdf
Banana Kelly Community Improvement Association - FDIC
Aug 4, 2022 ... take deposits and types of bank accounts they offer. This comes on ... high-interest credit cards, or other higher-cost products ...
https://www.fdic.gov/system/files/2024-06/2022-community-reinvestment-act-3064-af81-c-339.pdf
Association for Neighborhood & Housing Development - FDIC
Aug 4, 2022 ... Add assessment areas based on deposits/bank accounts; require all banks to pass branching/access to ... high-interest credit cards.
https://www.fdic.gov/system/files/2024-06/2022-community-reinvestment-act-3064-af81-c-331.pdf
New Jersey Urban Mayors Association - FDIC
Aug 4, 2022 ... -can-tell-us-about-racial-disparities-mortgage-market. ... proposed bank sizes would reclassify approximately 966 banks into a smaller asset ...
https://www.fdic.gov/system/files/2024-06/2022-community-reinvestment-act-3064-af81-c-116.pdf
UnidosUS and 18 other ogranizations - RIN 3064-AF81 - FDIC
Aug 4, 2022 ... Latinos, immigrants, and other communities of color face when they interact with banks and the ... deposit products to census tracts with high ...
https://www.fdic.gov/system/files/2024-06/2022-community-reinvestment-act-3064-af81-c-191.pdf
University Neighborhood Housing Program, Jim Buckley - FDIC
Aug 4, 2022 ... ... account the specific needs within assessment areas, against which bank performance can be judged for its true impact. This is also where community input can ...
https://www.fdic.gov/system/files/2024-06/2022-community-reinvestment-act-3064-af81-c-221.pdf