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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

TABLE I-A. Selected Indicators, FDIC-Insured Commercial Banks
  2019* 2018* 2018 2017 2016 2015 2014
Return on assets (%) 1.35 1.27 1.35 0.96 1.02 1.04 1.00
Return on equity (%) 11.89 11.32 11.99 8.49 9.12 9.25 8.95
Core capital (leverage) ratio (%) 9.72 9.61 9.66 9.57 9.41 9.51 9.34
Noncurrent assets plus other real estate owned to assets (%) 0.58 0.67 0.58 0.70 0.84 0.95 1.17
Net charge-offs to loans (%) 0.48 0.47 0.46 0.48 0.46 0.43 0.49
Asset growth rate (%) 3.54 3.40 3.15 3.78 4.93 2.89 5.86
Net interest margin (%) 3.39 3.28 3.37 3.21 3.09 3.04 3.12
Net operating income growth (%) 8.69 27.81 47.57 -2.74 3.23 8.02 -1.43
Number of institutions reporting 4,681 4,881 4,715 4,918 5,112 5,338 5,607
Percentage of unprofitable institutions (%) 3.35 3.59 2.91 4.72 3.85 4.12 5.23
Number of failed institutions 0 0 0 6 5 8 14
* Through March 31, ratios annualized where appropriate. Asset growth rates are for 12 months ending March 31.