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FDIC Quarterly Banking Profile

TABLE II-B. Aggregate Condition and Income Data, FDIC-Insured Savings Institutions
(dollar figures in millions) 3rd Quarter
2018
2nd Quarter
2018
3rd Quarter
2017
% Change
17Q3-18Q3
Number of institutions reporting 703 708 767 -8.3
Total employees (full-time equivalent) 122,886 123,164 127,937 -3.9
CONDITION DATA
Total assets $1,192,414 $1,165,841 $1,184,215 0.7
Loans secured by real estate 472,800 468,671 476,873 -0.9
1-4 Family Residential 264,145 262,473 269,880 -2.1
Multifamily residential property 77,728 77,014 77,757 0.0
Nonfarm nonresidential 107,997 106,871 107,515 0.4
Construction, development, and land 22,930 22,313 21,721 5.6
Commercial & industrial loans 48,653 47,625 70,813 -31.3
Loans to individuals 141,504 131,503 143,120 -1.1
Other loans & leases 20,744 20,593 21,708 -4.4
Less: Unearned income & contra accounts 135 159 160 -15.9
Total loans & leases 683,566 668,233 712,354 -4.0
Less: Reserve for losses 10,871 10,552 10,909 -0.3
Net loans & leases 672,695 657,681 701,445 -4.1
Securities 388,835 381,569 346,042 12.4
Other real estate owned 446 474 606 -26.4
Goodwill and other intangibles 12,998 12,170 11,474 13.3
All other assets 117,441 113,946 124,648 -5.8
Total liabilities and capital 1,192,414 1,165,841 1,184,215 0.7
Deposits 942,118 924,662 928,486 1.5
Other borrowed funds 106,481 99,625 105,384 1.0
Subordinated debt 15 15 27 -44.3
All other liabilities 15,698 16,058 21,003 -25.3
Equity capital 128,102 125,480 129,315 -0.9
Loans and leases 30-89 days past due 5,561 4,599 5,429 2.4
Noncurrent loans and leases 10,239 10,281 11,007 -7.0
Restructured loans and leases 3,188 3,179 3,356 -5.0
Mortgage-backed securities 274,850 273,185 247,837 10.9
Earning assets 1,127,483 1,107,396 1,122,847 0.4
FHLB Advances 88,440 85,487 88,262 0.2
Unused loan commitments 611,640 574,945 662,375 -7.7
INCOME DATA First Three Quarters
2018
First Three Quarters
2017
% Change 3rd Quarter
2018
3rd Quarter
2017
% Change
17Q3-18Q3
Total interest income $37,362 $35,662 4.8 $13,141 $12,516 5.0
Total interest expense 5,972 4,688 27.4 2,255 1,745 29.2
Net interest income 31,390 30,974 1.3 10,886 10,771 1.1
Provision for loan and lease losses 4,502 4,966 -9.3 1,578 1,675 -5.8
Total noninterest income 8,881 14,462 -38.6 2,969 5,065 -41.4
Total noninterest expense 21,605 25,654 -15.8 7,334 8,898 -17.6
Securities gains (losses) 132 258 -48.6 24 44 -44.6
Applicable income taxes 3,268 5,143 -36.5 1,113 1,821 -38.9
Extraordinary gains, net -198 0 N/M -34 0 N/M
Net income 10,825 9,927 9.1 3,819 3,485 9.6
Net charge-offs 4,014 3,796 5.7 1,240 1,231 0.7
Cash dividends 4,145 6,791 -39.0 1,513 2,273 -33.4
Net operating income 10,922 9,749 12.0 3,836 3,455 11.0
N/M - Not Meaningful