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FDIC Quarterly Banking Profile

TABLE I-B. Selected Indicators, FDIC-Insured Savings Institutions
  2018* 2017* 2017 2016 2015 2014 2013
Return on assets (%) 1.25 1.15 1.10 1.26 1.12 1.16 1.07
Return on equity (%) 11.62 10.55 10.14 11.44 9.93 9.82 9.06
Core capital (leverage) ratio (%) 10.32 10.44 10.34 10.49 10.70 10.87 10.89
Noncurrent assets plus other real estate owned to assets (%) 0.90 0.98 0.99 1.10 1.24 1.49 1.73
Net charge-offs to loans (%) 0.80 0.73 0.77 0.62 0.59 0.54 0.64
Asset growth rate (%) 0.69 4.81 3.96 7.21 -0.43 2.02 -0.49
Net interest margin 3.83 3.79 3.82 3.68 3.51 3.48 3.39
Net operating income growth (%) 12.03 -4.96 -9.27 20.31 -3.62 8.41 2.64
Number of institutions reporting 703 767 752 801 844 902 965
Percentage of unprofitable institutions (%) 6.69 7.43 11.44 8.36 9.12 12.75 13.78
Number of failed institutions 0 1 2 0 0 4 1
* Through September 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending September 30.