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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

Table I-B. Selected Indicators, FDIC-Insured Community Banks
  2018* 2017* 2017 2016 2015 2014 2013
Return on assets (%) 1.11 1.01 0.96 0.99 0.99 0.93 0.90
Return on equity (%) 10.00 9.13 8.66 8.81 8.85 8.45 8.27
Core capital (leverage) ratio (%) 10.90 10.73 10.80 10.69 10.67 10.57 10.43
Noncurrent assets plus other real estate owned to assets (%) 0.77 0.91 0.78 0.94 1.07 1.34 1.73
Net charge-offs to loans (%) 0.13 0.11 0.16 0.16 0.15 0.21 0.32
Asset growth rate (%) -0.66 4.11 0.85 2.97 2.71 2.21 0.39
Net interest margin (%) 3.64 3.54 3.62 3.57 3.57 3.61 3.59
Net operating income growth (%) 10.29 8.74 -0.03 2.42 9.54 4.81 14.64
Number of institutions reporting 5,168 5,401 5,227 5,461 5,735 6,037 6,307
Percentage of unprofitable institutions (%) 4.06 4.55 5.70 4.65 5.02 6.44 8.40
* Through March 31, ratios annualized where appropriate. Asset growth rates are for 12 months ending March 31.