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FDIC Quarterly Banking Profile

Chart 1: Contributors to the Year-Over-Year Change in Income
FDIC-Insured Community Banks
  Year-Over-Year Change ($ Billions) Year-Over-Year Percent Change
Net Income $0.91 18%
Net Interest Income 1.63 10%
Loan Loss Provisions 0.15 24%
Noninterest Income 0.13 3%
Noninterest Expense 0.96 7%
Realized Gains on Securities -0.07 -58%
Income Taxes -0.35 -22%
Source: FDIC.