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FDIC Quarterly Banking Profile

FDIC Second Quarter of 2018 Banking Profile - All FDIC-Insured Institutions
Table III-B. Aggregate Condition and Income Data by Geographic Region, FDIC-Insured Community Banks
2nd Quarter 2018
(dollar figures in millions) 		All Community
Banks 		Geographic Regions*
New York Atlanta Chicago Kansas City Dallas San Francisco
Number of institutions reporting 5,111 585 591 1,127 1,359 1,130 319
Total employees (full-time equivalent) 415,507 86,763 46,283 86,904 71,955 90,794 32,808
CONDITION DATA
Total assets $2,221,502 $617,166 $219,474 $398,591 $362,015 $423,481 $200,775
Loans secured by real estate 1,216,862 386,896 121,777 208,905 177,098 210,465 111,722
1-4 Family residential mortgages 400,062 141,360 39,712 71,456 53,126 67,108 27,300
Nonfarm nonresidential 468,396 138,760 52,235 76,947 59,802 86,718 53,934
Construction and development 108,623 25,380 13,701 15,378 15,603 29,282 9,278
Home equity lines 48,773 16,395 6,354 10,558 5,418 5,007 5,040
Commercial & industrial loans 210,271 52,271 17,469 41,429 37,616 42,245 19,241
Loans to individuals 62,699 15,384 6,630 12,327 10,834 12,870 4,653
Credit cards 1,885 422 117 364 558 224 200
Farm loans 52,103 609 1,396 8,386 29,068 9,648 2,997
Other loans & leases 39,711 11,874 2,808 7,289 6,760 7,507 3,473
Less: Unearned income 701 180 115 53 98 126 129
Total loans & leases 1,580,945 466,854 149,966 278,282 261,278 282,609 141,957
Less: Reserve for losses 18,233 4,615 1,714 3,209 3,455 3,449 1,791
Net loans and leases 1,562,712 462,239 148,252 275,073 257,822 279,160 140,165
Securities 402,667 95,105 40,094 77,243 66,629 89,193 34,402
Other real estate owned 3,573 623 815 604 575 774 182
Goodwill and other intangibles 15,200 5,067 1,277 2,785 2,168 2,686 1,215
All other assets 237,351 54,131 29,035 42,885 34,820 51,668 24,811
Total liabilities and capital 2,221,502 617,166 219,474 398,591 362,015 423,481 200,775
Deposits 1,818,268 485,539 184,692 328,242 298,578 354,712 166,505
Domestic office deposits 1,817,682 485,026 184,692 328,195 298,578 354,712 166,478
Foreign office deposits 587 513 0 47 0 0 27
Brokered deposits 74,850 25,629 4,605 13,752 13,272 9,337 8,255
Estimated insured deposits 1,335,036 343,720 135,852 259,025 231,526 254,383 110,529
Other borrowed funds 138,438 55,796 9,090 23,199 21,368 19,299 9,686
Subordinated debt 629 508 15 39 10 42 15
All other liabilities 16,072 5,741 1,441 2,676 2,072 2,499 1,642
Total equity capital (includes minority interests) 248,095 69,582 24,235 44,435 39,987 46,929 22,927
Bank equity capital 247,978 69,512 24,231 44,415 39,986 46,907 22,927
Loans and leases 30-89 days past due 7,437 1,708 856 1,377 1,316 1,772 407
Noncurrent loans and leases 12,913 4,290 1,247 2,356 1,978 2,333 710
Restructured loans and leases 6,558 2,046 730 1,567 936 877 402
Mortgage-backed securities 177,154 54,222 17,104 30,702 22,980 35,112 17,034
Earning assets 2,072,207 578,350 202,867 371,434 338,289 392,816 188,452
FHLB Advances 115,387 50,156 7,350 18,634 16,199 15,782 7,267
Unused loan commitments 303,314 83,154 26,148 56,290 53,756 52,976 30,990
Trust assets 293,501 70,015 8,562 73,403 87,874 44,947 8,700
Assets securitized and sold 9,544 5,357 72 1,105 2,686 153 170
Notional amount of derivatives 78,099 36,246 5,742 15,410 10,320 7,502 2,879
INCOME DATA All
Community Banks 		New York Atlanta Chicago Kansas City Dallas San Francisco
Total interest income $22,381 $5,980 $2,246 $3,842 $3,732 $4,448 $2,133
Total interest expense 3,401 1,144 297 541 581 582 255
Net interest income 18,981 4,837 1,949 3,301 3,151 3,866 1,878
Provision for loan and lease losses 666 165 58 89 135 160 59
Total noninterest income 4,715 986 447 1,198 778 968 338
Total noninterest expense 15,126 3,748 1,633 2,897 2,440 3,047 1,361
Securities gains (losses) 30 33 -4 3 4 -5 -1
Applicable income taxes 1,314 430 116 251 169 184 163
Extraordinary gains, net** -163 0 0 -164 0 0 1
Total net income (includes minority interests) 6,457 1,514 585 1,100 1,189 1,437 632
Bank net income 6,452 1,512 585 1,098 1,189 1,435 632
Net charge-offs 587 119 34 216 73 107 37
Cash dividends 2,903 482 276 670 600 607 269
Retained earnings 3,549 1,031 310 428 589 828 363
Net operating income 6,597 1,486 589 1,262 1,186 1,441 633

* See Table V-A for explanation.

** See Notes to Users for explanation.

Last Updated 12/10/2018
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