Fourth Quarter 2024
In the fourth quarter 2024, FDIC-insured banks reported $70.8 billion in net income and a return on assets of 1.11%. Net interest income increased, and both loan balances and deposits grew. The net interest margin rose across all bank sizes. Asset quality remained stable, and the number of problem banks declined from 68 to 66.
Reports and Statements
- FDIC Statement on Q4 2024 Quarterly Banking Profile
The official statement from FDIC leadership on this quarter’s results. - Complete Quarterly Banking Profile – Q4 2024
View the full current Profile. - Statement by Acting Chairman Travis Hill on Problem Bank Assets (Q4 2024)
Acting Chairman Travis Hill announced the FDIC will stop disclosing total assets of banks on the Problem Bank List to reduce misidentification risks and protect financial stability. - Press Release: FDIC-Insured Institutions’ Financial Performance – Q4 2024
A summary of key findings and data highlights.
Charts and Data
Time Series Spreadsheets
The files below provide aggregate data for all FDIC-insured institutions for each quarter dating back to 1984.
Before September 30, 2021, spreadsheets highlighted items that excluded some data from savings institutions that filed Thrift Financial Reports (TFRs). Current spreadsheets have been refreshed to include data from all insured institutions. Need the older format? You can view past Quarterly Banking Profile Time Series Spreadsheets.
Download detailed data sets from this quarter’s Profile:
- Q4 2024 QBP Balance Sheet
Assets, liabilities, and equity for FDIC-insured institutions - Q4 2024 QBP Loan Performance
Delinquencies and charge-offs by loan category - Q4 2024 QBP Quarterly Income
Income and expenses for the quarter - Q4 2024 QBP Ratios by Asset Size Group
Key performance ratios by bank size - Q4 2024 QBP Loans to Small Businesses and Small Farms
Lending activity for small commercial loans - Q4 2024 QBP Ratios for Community and Noncommunity Banks (XLSX)
Compare performance by bank type
Graph Book
- QBP Graph Book
Visualize quarterly trends with interactive graphs and downloadable charts.
Statistics at a Glance
One-page snapshots of the banking industry’s key numbers for the quarter.
- Q4 2024 QBP Latest Industry Trends | Q4 2024 QBP Latest Industry Trends Data
- Q4 2024 QBP FDIC Historical Trends | Q4 2024 QBP FDIC Historical Trends Data
State Tables
- State Banking Performance Summary
View financial and ratio data for banks and savings institutions in each state.
All FDIC-Insured Institutions Charts and Data
- Full-Year Net Income
- Quarterly Net Income
- Quarterly Net Interest Margin
- Quarterly Change in Loan Balances
- Quarterly Change in Domestic Deposits
- Past-Due and Nonaccrual Rate and Quarterly Net Charge-Off Rate
- Unrealized Gains (Losses) on Investment Securities
- Number of Banks on the "Problem Bank List"
- Quarterly Change in Asset Funding
- Quarter-Over-Quarter Change in Income
- Reserve Coverage Ratio
- Quarterly Change in Yield on Earning Assets and Cost of Funds
- Quarterly Credit Loss Provisions
- Loans and Securities > 3 Years as a Percent of Total Assets
- Bank Non-Owner Occupied, Nonfarm Nonresidential Loan Past-Due and Nonaccrual Rates by Asset Size
- DIF Reserve Ratio and Balance
Community Bank Performance Charts and Data
- Contributors to the Year-Over-Year Change in Income
- Net Interest Margin
- Change in Loan Balances and Unused Commitments
- Noncurrent Loan Rates for FDIC-Insured Community Banks
Deposit Insurance Fund Trends Charts and Data
Data Tables
Notes to Users – Quarterly Banking Profile Q4 2024
Learn about the data tables, methodology, and changes for this Quarterly Banking Profile.
Insured Institution Performance
- Selected Indicators | Table I-A
- Aggregate Condition and Income Data | Table II-A
- Full Year 2024 – Asset Concentration Groups | Table III-A
- Full Year 2024 – Asset Size Distribution and Geographic Regions | Table III-A
- Fourth Quarter 2024 – Asset Concentration Groups | Table IV-A
- Fourth Quarter 2024 – Asset Size Distribution and Geographic Regions | Table IV-A
- Loan Performance – Asset Concentration Groups | Table V-A
- Loan Performance – Asset Size Distribution and Geographic Regions | Table V-A
- Derivatives, All FDIC-Insured Call Report Filers | Table VI-A
- Servicing, Securitization, and Asset Sales Activities (All FDIC-Insured Call Report Filers) | Table VII-A
- Trust Services – All Insured Institutions and Asset Size Distribution | Table VIII-A
Community Bank Performance
- Selected Indicators | Table I-B
- Aggregate Condition and Income Data | Table II-B
- Aggregate Condition and Income Data - Prior Periods Adjusted for Mergers |Table II-B
- Aggregate Condition and Income Data by Geographic Region | Table III-B
- Fourth Quarter 2024 | Table IV-B
- Full Year 2024 | Table V-B
- Loan Performance | Table VI-B
Insurance Fund Indicators
- Insurance Fund Balances and Selected Indicators | Table I-C
- Problem Institutions and Failed Institutions | Table II-C
- Deposit Insurance Fund Balance and Insured Deposits Table
- Estimated Insured Deposits by Type of Institution | Table III-C
- Distribution of Institutions and Assessment Base by Assessment Rate Range | Table IV-C
Commercial Bank Performance
- Selected Indicators, FDIC-Insured Commercial Banks | Table I-A
- Aggregate Condition and Income Data, FDIC-Insured Commercial Banks | Table II-A
- Full Year 2024, FDIC-Insured Commercial Banks | Table III-A
- Fourth Quarter 2024, FDIC-Insured Commercial Banks | Table IV-A
- Loan Performance, FDIC-Insured Commercial Banks | Table V-A
Savings Institution Performance
- Selected Indicators, FDIC-Insured Savings Institutions | Table I-B
- Aggregate Condition and Income Data, FDIC-Insured Savings Institutions | Table II-B
- Full Year 2024, FDIC-Insured Savings Institutions | Table III-B
- Fourth Quarter 2024, FDIC-Insured Savings Institutions | Table IV-B
- Loan Performance, FDIC-Insured Savings Institutions | Table V-B