Skip Header

Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

FDIC Quarterly Banking Profile

TABLE I-C. Insurance Fund Balances and Selected Indicators
(dollar figures in millions) Deposit Insurance Fund*
1st Quarter
2017
4th Quarter
2016
3rd Quarter
2016
2nd Quarter
2016
1st Quarter
2016
4th Quarter
2015
3rd Quarter
2015
2nd Quarter
2015
1st Quarter
2015
4th Quarter
2014
3rd Quarter
2014
2nd Quarter
2014
1st Quarter
2014
Beginning Fund Balance $83,162 $80,704 $77,910 $75,120 $72,600 $70,115 $67,589 $65,296 $62,780 $54,320 $51,059 $48,893 $47,191
Changes in Fund Balance:
Assessments earned 2,737 2,688 2,643 2,328 2,328 2,160 2,170 2,328 2,189 2,030 2,009 2,224 2,393
Interest earned on investment securities 227 189 171 164 147 128 122 113 60 70 80 87 45
Realized gain on sale of investments 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating expenses 442 437 422 441 415 447 410 434 396 408 406 428 422
Provision for insurance losses 765 -332 -566 -627 -43 -930 -578 -317 -426 -6,787 -1,663 -204 348
All other income, net of expenses 2 3 3 2 5 12 2 3 6 -43 6 6 9
Unrealized gain/(loss) on available-for-sale securities 7 -317 -167 110 412 -298 64 -34 231 24 -91 73 25
Total fund balance change 1,766 2,458 2,794 2,790 2,520 2,485 2,526 2,293 2,516 8,460 3,261 2,166 1,702
Ending Fund Balance 84,928 83,162 80,704 77,910 75,120 72,600 70,115 67,589 65,296 62,780 54,320 51,059 48,893
Percent change from four quarters earlier 13.06 14.55 15.10 15.27 15.05 15.64 29.08 32.37 33.55 33.03 33.27 34.82 36.79
Reserve Ratio (%) 1.20 1.20 1.18 1.17 1.13 1.11 1.09 1.07 1.03 1.01 0.89 0.84 0.80
Estimated Insured Deposits 7,078,271 6,915,975 6,819,441 6,677,268 6,665,204 6,523,457 6,409,819 6,336,949 6,336,642 6,197,131 6,127,968 6,098,178 6,109,175
Percent change from four quarters earlier 6.20 6.02 6.39 5.37 5.19 5.27 4.60 3.92 3.72 3.32 2.82 2.56 1.91
Domestic Deposits 11,856,680 11,691,723 11,505,080 11,240,160 11,154,724 10,950,122 10,695,506 10,629,335 10,616,458 10,408,187 10,213,199 10,099,415 9,962,543
Percent change from four quarters earlier 6.29 6.77 7.57 5.75 5.07 5.21 4.72 5.25 6.56 5.93 6.04 7.16 5.37
Assessment Base** 14,619,827 14,560,423 14,380,957 14,230,008 14,028,390 13,860,386 13,688,382 13,621,148 13,546,526 13,360,634 13,127,930 12,916,389 12,810,148
Percent change from four quarters earlier 4.22 5.05 5.06 4.47 3.56 3.74 4.27 5.46 5.75 4.72 4.73 3.31 2.97
Number of Institutions Reporting 5,865 5,922 5,989 6,067 6,131 6,191 6,279 6,357 6,428 6,518 6,598 6,665 6,739

* Quarterly financial statement results are unaudited.

** Average consolidated total assets minus tangible equity, with adjustments for banker's banks and custodial banks.

Skip Footer back to content